Hello Dawn,
I had an incident when an infant sticking a thumb into the back of a glider (rocking chair) in motion and the parent asked us to pay medical expenses at the urgent care. This has never happened to me (22 years in the field) and our liability insurance paid them some of it.
I added a short paragraph to the Parent Handbook that our center does not pay for medical expenses for injuries to children which happen here. When we have to pay our next liability insurance premium, I'm sure it will go up.
By the way we immobilized the glider.
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Susan Smith
Director
Heart and Hands Montessori
Lafayette CO
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Original Message:
Sent: 08-20-2020 09:01 AM
From: Dawn Justman
Subject: injury at childcare
Yes an incident report was completed, parent signed and filed. A report was made to DCFS also once the parent seeked medical attention. Thanks for your thoughts. Dawn
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Dawn Justman
LeRoyer Child Care Center
Antigo WI
Original Message:
Sent: 08-20-2020 04:17 AM
From: Karin King
Subject: injury at childcare
Did you file and injury report and have the parent sign it? If so then I think it is on the parent to have taken the child to the Dr.
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Karin King
Education Consultant
Trumbull CT
Original Message:
Sent: 08-19-2020 10:50 AM
From: Dawn Justman
Subject: injury at childcare
Have a situation that a child collided with another one in childcare running for a ball. The child had a scratch on their wrist, it was cleaned, ice applied, and the child comforted. In a couple minutes they went back to playing. The child acted fine, using both hands & arms for the remainder of that week and the following week. A weekend occurred and on the following Monday Mom asked if we noticed the child favoring one arm. The teachers said yes they noticed this. Mom took the child to the doctor and the child had a fractured arm. Now the parent is wanting us to pay the medical bills because she says it happened over 10 days earlier at childcare. Has anyone ever had this happen and if so...what did you do? We do have liability insurance but they said they would not pay.
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Dawn Justman
LeRoyer Child Care Center
Antigo WI
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