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Health Insurance for Child Care Providers

  • 1.  Health Insurance for Child Care Providers

    Posted 05-11-2019 08:31 AM
    Has anyone purchased the health insurance offered through NAEYC? Or does anyone have suggestions to support child care staff in purchasing low cost health insurance?

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    Joy Rutkowski
    EHS CCP Supervisor
    CACS Head Start and Early Childhood Programs
    Fowlerville MI
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  • 2.  RE: Health Insurance for Child Care Providers

    Posted 05-13-2019 04:00 PM
    My boss went to an insurance agency and got health insurance we have been able to pay into. We are a community based organization and not in a union so we do not have the luxury of department of education or union insurance. It costs me out of paychecks 340.00 a month for a single. My boss pays the other half so we are talking about 680 a month for a single. Families would run about 1800 a month/900 our of monthly paychecks so its costly. In NYS I make too much for medicaid/state health insurance/marketplace would be about 1000 to 1500 a month or about half my monthly net so something has got to give.

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    Eileen Ellrodt McManus
    NY Early Childhood PDI
    Bronx NY
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  • 3.  RE: Health Insurance for Child Care Providers

    Posted 05-14-2019 02:52 PM
    WOW! I had no clue that NAEYC has insurance. I had to buy my own and come out of pocket for dental and health.

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    Ms. Tamara L Red
    Owner / Provider
    Unlimited Red Expressions Licensed Home Daycare
    Danville Illinois
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  • 4.  RE: Health Insurance for Child Care Providers

    Posted 05-15-2019 06:23 AM
    I'd double check that!  From my experience, they offer dental insurance but not health.  Hope I'm wrong!

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    Laurie Rouder
    NY Early Childhood PDI
    Valley Stream NY
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  • 5.  RE: Health Insurance for Child Care Providers

    Posted 05-15-2019 07:25 AM
    I thought dental coverage was the only insurance option.

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    J. Malone-Barnes
    Practicum Coordinator
    Children and Families Program
    Henry Ford College
    Dearborn, MI
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  • 6.  RE: Health Insurance for Child Care Providers

    Posted 05-15-2019 09:08 AM
    Tamara, NAEYC doesn't actually provide health insurance directly to our members. If you log-in to our site, you can access this page on our insurance benefits: https://www.naeyc.org/get-involved/membership/login/insurance

    Our insurance partner, TIE (The Trust for Insuring Educators) provides, through their services, access to an exchange:

    Compare health insurance plans from leading insurers side-by-side, and purchase and enroll in coverage online through eHealth, a leading private health insurance exchange. eHealth features educational resources and licensed agents to help consumers select coverage.

    Once you are on their site, you can enter your zip code and see what insurance option are available for you.

    Hope this helps,

    Gill Walker, Director of Marketing & Membership

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    Gill Walker
    National Association for the Education of Young Children
    Washington DC
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  • 7.  RE: Health Insurance for Child Care Providers

    Posted 05-15-2019 05:54 PM
    Thanks for sharing. In addition, if anyone is interested in supplemental insurance..AFLAC has a pretty comprehensive plan that allows practitioners to take advantage of group rates that can either be paid from the host employer, or stand alone employee.  The advantage outlines the discount of 40% if 3 or more people sign up.  Not bad if your looking to add some affordable benefits to your team.  If interested you can contact Rosemary_Nikkel@us.aflac.com.

    Talk soon,

    Nathaniel

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    Nathaniel Cradle
    CO-Founder and President
    Venture for Success Preparatory Learning Center
    Aurora CO
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  • 8.  RE: Health Insurance for Child Care Providers

    Posted 05-16-2019 06:49 AM
    Thank you for all of the information and comments. Has anyone purchased through the provider?

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    Joy Rutkowski
    EHS CCP Supervisor
    CACS Head Start and Early Childhood Programs
    Fowlerville MI
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  • 9.  RE: Health Insurance for Child Care Providers

    Posted 05-15-2019 09:37 AM
    I would be interested in more info on this as well!

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    Kelly Downing
    Lyme NH
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  • 10.  RE: Health Insurance for Child Care Providers

    Posted 05-15-2019 05:37 PM
    I would not recommend the dental offered through NAEYC.  Once you read the fine print, it would cost $600 a year for a maximum of $1000 a year in what would be paid out.

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    Michael Knuckey
    Executive Director
    Children's House Preschool
    Boulder CO
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